With Digital Direct finance options you can choose to either buy now pay later or you can spread the cost of your purchase. Simply follow our easy five step guide below.

Step One

Place your order as usual by adding products to the cart and going through Checkout.

Step Two

Register your card details for the deposit, and select one of the finance methods.

Step Three

You will then be taken to the V12 Finance website to apply for credit. Much of the information (address etc) will be pre-filled using the details you supply to us but you will need to provide extra details. It is helpful to have the address of your employer and your bank account details handy. A decision is usually made within seconds.

Step Four

Once you have been approved for credit, you will need to sign the finance agreement. This can be printed out or you can request to be posted a copy.

Step Five

Once V12 Finance have the agreement, Digital Direct will take the deposit payment and despatch the items (subject to availability).

Details of Finance Options

Buy Now Pay Later (9 Months)

Minimum order value of £400.
10% Deposit payable by credit or debit card.
Nothing to pay for 9 months. Settle the remaining outstanding balance in or before the 9th month and pay no interest. You are not under any obligation to settle the balance, and if you choose not to, you will start to repay the loan by 39 monthly payments at 29.8% APR.
Application/service charge of £30 applies to this finance option.

Buy Now Pay Later (12 Months)

Minimum order value of £400.
10% Deposit payable by credit or debit card.
Nothing to pay for 12 months. Settle the remaining outstanding balance in or before the 12th month and pay no interest. You are not under any obligation to settle the balance, and if you choose not to, you will start to repay the loan by 36 monthly payments at 29.8% APR.
Application/service charge of £37 applies to this finance option.

Classic Finance

Minimum order value of £400.
10% Deposit payable by credit or debit card.
Monthly payments by direct debit.
36 month and 48 month agreements.
19.9% APR.


For an illustration of monthly payments, click the Finance tab on the More Info page of any product over £400.
The monthly amounts are also calculated in the checkout process.